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If you’re thinking about buying a home, do you know how to best find a mortgage lender?
In today’s world there are a lot of different places and people doing mortgage loans. You have the big banks like Wells Fargo and US Bank, then you’ve got what I like best: mortgage lending companies that are regional or local.
Then you’ve got the online option. I saw a commercial on TV the other day for a digital mortgage company, and I wasn't even sure what a digital mortgage company was!
To me, there are some things you need to know, and that’s why I like regional and local lending companies. If you give us a call, we can give you a referral for somebody that we know can take good care of you.
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You need to consider both fees and interest rates.
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You also need to consider fees and interest rates. Just because someone has a better interest rate doesn’t mean it’s going to be a better deal over time. You also need to figure out if they consistently close on time.
Here in Nevada we have lots of local loans like rural housing loans and other things that an online lender or big bank might not be aware of. I like to be sure that if you have a problem, you can walk into an office or pick up a phone and communicate easily about any and all questions.
Give us a call or reach out to us in any way and we can set you up with everything you need to know. We look forward to hearing from you!
